Research i/o
Research-as-a-Service. An AI-Native Primary Consumer Research Platform with Structured Human Oversight
Demonstration. Figures are illustrative; timings are compressed. This page is the demo written out; the playback runs it in about a minute.
We take your brief and deliver your answers in five days*
*scope and market dependent
- Category and brand context
- Mobile payments; a regional wallet in both markets
- Markets
- Singapore, Indonesia
- Audience
- Adults 21 to 45 who used a mobile wallet in the past 30 days
- Decisions at stake
- Next campaign: cashback or merchant coverage? Checkout redesign?
- What you believe today
- Cashback drives sign-ups; merchant acceptance drives daily use
- Existing data you hold
- Twelve months of transaction summaries; last year's brand tracker
- Competitors or benchmarks
- Three named wallets per market
- Timeline and budget range
- Five days; mid-range
Sit back. We take it from here.
Research i/o Day 0 Conventional route Day 0
Your brief scoped within one day
Research brief: mobile wallet choice and switching, Singapore and Indonesia
- Objectives
Understand what drives primary wallet choice and switching for a regional wallet in Singapore and Indonesia.
Inform whether the next campaign should lead with cashback or with merchant coverage.
Assess whether the checkout flow should be redesigned.
- Hypotheses to test
H1: cashback offers are the strongest driver of new sign-ups.
H2: merchant acceptance is the strongest driver of daily use, ahead of cashback.
- Decisions at stake
Whether to lead the next campaign with cashback or with merchant coverage.
Whether to redesign the checkout flow.
- Existing data integration
Twelve months of client transaction summaries folded into the usage and switching read.
Last year's brand tracker used to benchmark this wave's awareness and consideration figures.
- Market intelligence inputs
Desk read of the three named competitor wallets in each market: positioning, pricing and recent campaigns.
Public app-store rankings and merchant-acceptance signals folded in where available.
- Methodology
An online quantitative survey across both markets, plus six in-depth video interviews for verbatims and clips.
UX flow testing on the checkout experience, tied to the redesign decision.
- Markets and sample
Singapore and Indonesia. n=600 total across both markets.
Adults 21 to 45 who used a mobile wallet in the past 30 days.
- Quota structure
Quotas on age, gender and income set to census in each market.
Soft quotas on primary wallet so no single brand dominates completes.
- Analysis plan
Driver analysis on wallet choice, run across the combined sample.
Switching segmentation on past-12-month behaviour: considered, tried, switched, stayed.
- Timeline
A five-day delivery window, scope and market dependent.
Day 1 brief and research setup signed off. Day 3 fieldwork closed. Day 5 report delivered.
- Deliverables
Interactive dashboard, data tables, video clips and a full written report, sized to a mid-range budget.
- n=600 two markets
- 6 in-depth interviews
- UX flow testing
- Census quotas on age, gender, income
- Reviewed and approved by Senior Researcher
- Approved by client
Research i/o Day 1 Conventional route ~Week 1
Five stages. Five gates. A human researcher signs off on every one.
Desk research
Existing data, both markets
- Regulator and central bank releases read for both markets
- Public wallet-adoption figures compiled for Singapore and Indonesia
- Competitor wallets reviewed: positioning, pricing and recent campaigns
- Hypotheses drafted: cashback drives sign-ups, merchant acceptance drives daily use
Reviewed by Senior Researcher
Research setup
Research design, survey, discussion guide, UX flows
- Questionnaire drafted: usage, choice drivers, switching, checkout experience
- Screener and quotas set: adults 21 to 45, census on age, gender, income
- Discussion guide written for the six in-depth interviews
- UX flow-testing script drafted for the checkout redesign question
Reviewed by Senior Researcher
Research i/o Day 1 Conventional route ~Week 2
Fieldwork
n=600, 6 in-depth interviews, UX flows tested
- Survey fieldwork closed, n=600 across both markets
- 6 in-depth interviews completed
- UX flow-testing sessions completed
- Quotas met; speeders and straight-liners removed
Reviewed by Senior Researcher
Research i/o Day 3 Conventional route ~Week 3 to 4
Analysis
Data cleaned, tables run, analysis complete
- Data cleaned and weighted to census
- Driver analysis run on wallet choice across the combined sample
- Switching segments built from past-12-month behaviour
- UX flow-testing sessions coded for checkout friction points
Reviewed by Senior Researcher
Report
Report generated, narrative in sync
- Six insights drafted with charts and verbatims
- Dashboard and data tables published
- Recommendation written and reviewed
Reviewed by Senior Researcher
Research i/o Day 5 Conventional route ~Week 5 to 6
All objectives achieved. Project complete.
Your report, in the format your team actually uses.
Dashboard
Filters: Market (All, Singapore, Indonesia); Age (21 to 29, 30 to 45); Gender (All, Women, Men).
What drives wallet choice
% of explained choice
- Merchant acceptance29%
- Cashback and promos24%
- Speed at checkout18%
- Trust and security16%
- Transfers to friends13%
Primary wallet, Singapore
% of respondents
- Wallet A34%
- Wallet B27%
- Wallet C18%
- Wallet D12%
- Other9%
Switched primary wallet in the last year
- Switched38%
- Stayed62%
Data
| Measure | Singapore | Indonesia | Overall |
|---|---|---|---|
| Use a wallet daily | 57% | 63% | 60% |
| Two or more wallets | 48% | 71% | 60% |
| Switched wallet, 12 months | 31% | 44% | 38% |
| Would recommend, top-2 box | 65% | 59% | 62% |
| Driver | 21 to 29 | 30 to 45 | Overall |
|---|---|---|---|
| Merchant acceptance | 24% | 33% | 29% |
| Cashback and promos | 31% | 18% | 24% |
| Speed at checkout | 20% | 16% | 18% |
| Trust and security | 12% | 19% | 16% |
| Segment | Switched | Stayed | Index |
|---|---|---|---|
| Singapore, women | 28% | 72% | 74 |
| Singapore, men | 34% | 66% | 89 |
| Indonesia, women | 41% | 59% | 108 |
| Indonesia, men | 47% | 53% | 124 |
Clips
From six in-depth interviews

Interview 2, Singapore
I keep two wallets because one shop only takes one of them.

Interview 4, Indonesia
I switched for the cashback and never switched back.

Interview 5, Singapore
If checkout takes more than one tap, I use the other wallet.
Dashboard, data tables, video clips, full written report.
Want to run this on your category?
Two markets. n=600. 6 in-depth interviews. UX flows tested. Five human gates. Five days.
Book 15 minutes connect@hyperesearch.co
Research i/o is built by HYPE Research. Watch the demo.