Research i/oWatch the demo

Research i/o

Research-as-a-Service. An AI-Native Primary Consumer Research Platform with Structured Human Oversight

Demonstration. Figures are illustrative; timings are compressed. This page is the demo written out; the playback runs it in about a minute.

We take your brief and deliver your answers in five days*

*scope and market dependent

Category and brand context
Mobile payments; a regional wallet in both markets
Markets
Singapore, Indonesia
Audience
Adults 21 to 45 who used a mobile wallet in the past 30 days
Decisions at stake
Next campaign: cashback or merchant coverage? Checkout redesign?
What you believe today
Cashback drives sign-ups; merchant acceptance drives daily use
Existing data you hold
Twelve months of transaction summaries; last year's brand tracker
Competitors or benchmarks
Three named wallets per market
Timeline and budget range
Five days; mid-range

Sit back. We take it from here.

Research i/o Day 0 Conventional route Day 0

Your brief scoped within one day

Research brief: mobile wallet choice and switching, Singapore and Indonesia

Objectives

Understand what drives primary wallet choice and switching for a regional wallet in Singapore and Indonesia.

Inform whether the next campaign should lead with cashback or with merchant coverage.

Assess whether the checkout flow should be redesigned.

Hypotheses to test

H1: cashback offers are the strongest driver of new sign-ups.

H2: merchant acceptance is the strongest driver of daily use, ahead of cashback.

Decisions at stake

Whether to lead the next campaign with cashback or with merchant coverage.

Whether to redesign the checkout flow.

Existing data integration

Twelve months of client transaction summaries folded into the usage and switching read.

Last year's brand tracker used to benchmark this wave's awareness and consideration figures.

Market intelligence inputs

Desk read of the three named competitor wallets in each market: positioning, pricing and recent campaigns.

Public app-store rankings and merchant-acceptance signals folded in where available.

Methodology

An online quantitative survey across both markets, plus six in-depth video interviews for verbatims and clips.

UX flow testing on the checkout experience, tied to the redesign decision.

Markets and sample

Singapore and Indonesia. n=600 total across both markets.

Adults 21 to 45 who used a mobile wallet in the past 30 days.

Quota structure

Quotas on age, gender and income set to census in each market.

Soft quotas on primary wallet so no single brand dominates completes.

Analysis plan

Driver analysis on wallet choice, run across the combined sample.

Switching segmentation on past-12-month behaviour: considered, tried, switched, stayed.

Timeline

A five-day delivery window, scope and market dependent.

Day 1 brief and research setup signed off. Day 3 fieldwork closed. Day 5 report delivered.

Deliverables

Interactive dashboard, data tables, video clips and a full written report, sized to a mid-range budget.

  • n=600 two markets
  • 6 in-depth interviews
  • UX flow testing
  • Census quotas on age, gender, income
  • Reviewed and approved by Senior Researcher
  • Approved by client

Research i/o Day 1 Conventional route ~Week 1

Five stages. Five gates. A human researcher signs off on every one.

  1. Desk research

    Existing data, both markets

    • Regulator and central bank releases read for both markets
    • Public wallet-adoption figures compiled for Singapore and Indonesia
    • Competitor wallets reviewed: positioning, pricing and recent campaigns
    • Hypotheses drafted: cashback drives sign-ups, merchant acceptance drives daily use

    Reviewed by Senior Researcher

  2. Research setup

    Research design, survey, discussion guide, UX flows

    • Questionnaire drafted: usage, choice drivers, switching, checkout experience
    • Screener and quotas set: adults 21 to 45, census on age, gender, income
    • Discussion guide written for the six in-depth interviews
    • UX flow-testing script drafted for the checkout redesign question

    Reviewed by Senior Researcher

    Research i/o Day 1 Conventional route ~Week 2

  3. Fieldwork

    n=600, 6 in-depth interviews, UX flows tested

    • Survey fieldwork closed, n=600 across both markets
    • 6 in-depth interviews completed
    • UX flow-testing sessions completed
    • Quotas met; speeders and straight-liners removed

    Reviewed by Senior Researcher

    Research i/o Day 3 Conventional route ~Week 3 to 4

  4. Analysis

    Data cleaned, tables run, analysis complete

    • Data cleaned and weighted to census
    • Driver analysis run on wallet choice across the combined sample
    • Switching segments built from past-12-month behaviour
    • UX flow-testing sessions coded for checkout friction points

    Reviewed by Senior Researcher

  5. Report

    Report generated, narrative in sync

    • Six insights drafted with charts and verbatims
    • Dashboard and data tables published
    • Recommendation written and reviewed

    Reviewed by Senior Researcher

    Research i/o Day 5 Conventional route ~Week 5 to 6

All objectives achieved. Project complete.

Your report, in the format your team actually uses.

Dashboard

Filters: Market (All, Singapore, Indonesia); Age (21 to 29, 30 to 45); Gender (All, Women, Men).

What drives wallet choice

% of explained choice

  • Merchant acceptance29%
  • Cashback and promos24%
  • Speed at checkout18%
  • Trust and security16%
  • Transfers to friends13%

Primary wallet, Singapore

% of respondents

  • Wallet A34%
  • Wallet B27%
  • Wallet C18%
  • Wallet D12%
  • Other9%

Switched primary wallet in the last year

  • Switched38%
  • Stayed62%

Data

Usage by market
MeasureSingaporeIndonesiaOverall
Use a wallet daily57%63%60%
Two or more wallets48%71%60%
Switched wallet, 12 months31%44%38%
Would recommend, top-2 box65%59%62%
Choice drivers by age band
Driver21 to 2930 to 45Overall
Merchant acceptance24%33%29%
Cashback and promos31%18%24%
Speed at checkout20%16%18%
Trust and security12%19%16%
Switching by market and gender
SegmentSwitchedStayedIndex
Singapore, women28%72%74
Singapore, men34%66%89
Indonesia, women41%59%108
Indonesia, men47%53%124

Clips

From six in-depth interviews

  • Video still from Interview 2, Singapore

    Interview 2, Singapore

    I keep two wallets because one shop only takes one of them.
  • Video still from Interview 4, Indonesia

    Interview 4, Indonesia

    I switched for the cashback and never switched back.
  • Video still from Interview 5, Singapore

    Interview 5, Singapore

    If checkout takes more than one tap, I use the other wallet.

Dashboard, data tables, video clips, full written report.

Want to run this on your category?

Two markets. n=600. 6 in-depth interviews. UX flows tested. Five human gates. Five days.

Book 15 minutes connect@hyperesearch.co

Research i/o is built by HYPE Research. Watch the demo.